SEND MONEY AFRICA

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Sending money from CANADA to GHANA

Data collected on: Jun 28, 2018

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Firm
Product
Fee
Exchange Rate Margin (%)
Total Cost Percent (%)
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
Amount Received
Transfer Speed
Network Coverage
Firm
Ria
Product
Fee
8.00
Exchange Rate Margin (%)
0.25
0.25
Total Cost Percent (%)
4.254.25
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
8.50
Amount Received
652.80
Transfer Speed
Network Coverage
Firm
Royal Bank of Canada
Product
Fee
13.50
Exchange Rate Margin (%)
-2.06
-2.06
Total Cost Percent (%)
4.694.69
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
9.38
Amount Received
186.78
Transfer Speed
Network Coverage
Firm
Xpress Money
Product
Fee
10.00
Exchange Rate Margin (%)
0.54
0.54
Total Cost Percent (%)
5.545.54
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
11.08
Amount Received
644.12
Transfer Speed
Network Coverage
Firm
WorldRemit
Product
Fee
7.99
Exchange Rate Margin (%)
2.31
2.31
Total Cost Percent (%)
6.306.30
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
12.60
Amount Received
639.39
Transfer Speed
Network Coverage
Firm
WorldRemit
Product
Fee
7.99
Exchange Rate Margin (%)
2.31
2.31
Total Cost Percent (%)
6.306.30
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
12.60
Amount Received
639.39
Transfer Speed
Network Coverage
Firm
Western Union
Product
Fee
11.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
7.227.22
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
14.44
Amount Received
633.15
Transfer Speed
Network Coverage
Firm
ScotiaBank
Product
Fee
11.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
7.227.22
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
14.44
Amount Received
633.15
Transfer Speed
Network Coverage
Firm
MoneyGram
Product
Fee
15.00
Exchange Rate Margin (%)
1.59
1.59
Total Cost Percent (%)
9.099.09
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
18.18
Amount Received
620.60
Transfer Speed
Network Coverage
Firm
Western Union
Product
Fee
20.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
11.7211.72
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
23.44
Amount Received
603.00
Transfer Speed
Network Coverage
Firm
Toronto Dominion Bank
Product
Fee
30.00
Exchange Rate Margin (%)
-0.73
-0.73
Total Cost Percent (%)
14.2714.27
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
28.54
Amount Received
170.22
Transfer Speed
Network Coverage
Bank Average
Fee
18.170.00
Exchange Rate Margin (%)
-0.36-0.36
Total Cost Percent (%)
8.738.73
Total Cost (CAD) Total Cost (USD)
17.450.00
Total Average Jun 2018
7.667.66
Total Average Mar 2018
8.978.97
Money Transfer Operator Average
Fee
12.800.00
Exchange Rate Margin (%)
1.161.16
Total Cost Percent (%)
7.567.56
Total Cost (CAD) Total Cost (USD)
15.130.00
Bank / Money Transfer Operator Average
Fee
7.990.00
Exchange Rate Margin (%)
2.312.31
Total Cost Percent (%)
6.306.30
Total Cost (CAD) Total Cost (USD)
12.600.00
Total Average
Fee
13.450.00
Exchange Rate Margin (%)
0.940.94
Total Cost Percent (%)
7.667.66
Total Cost (CAD) Total Cost (USD)
15.320.00
Total Average in Mar 2018
Fee
13.150.00
Exchange Rate Margin (%)
2.402.40
Total Cost Percent (%)
8.978.97
Total Cost (CAD) Total Cost (USD)
17.940.00
Total Average Jun 2018
7.667.66
Total Average Mar 2018
8.978.97
Non-Transparent records
Bank account Card Cash Mobile On-line Prepaid card
Main city Major cities Nationwide Rural only Urban only
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Firm
Product
Fee
Exchange Rate Margin (%)
Total Cost Percent (%)
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
Amount Received
Transfer Speed
Network Coverage
Firm
Royal Bank of Canada
Product
Fee
13.50
Exchange Rate Margin (%)
-2.06
-2.06
Total Cost Percent (%)
0.640.64
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
3.20
Amount Received
486.78
Transfer Speed
Network Coverage
Firm
Ria
Product
Fee
16.00
Exchange Rate Margin (%)
0.25
0.25
Total Cost Percent (%)
3.453.45
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
17.25
Amount Received
1,645.60
Transfer Speed
Network Coverage
Firm
Western Union
Product
Fee
12.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
4.124.12
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
20.60
Amount Received
1,634.80
Transfer Speed
Network Coverage
Firm
Xpress Money
Product
Fee
18.00
Exchange Rate Margin (%)
0.54
0.54
Total Cost Percent (%)
4.144.14
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
20.70
Amount Received
1,634.03
Transfer Speed
Network Coverage
Firm
ScotiaBank
Product
Fee
14.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
4.524.52
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
22.60
Amount Received
1,628.10
Transfer Speed
Network Coverage
Firm
WorldRemit
Product
Fee
12.99
Exchange Rate Margin (%)
2.31
2.31
Total Cost Percent (%)
4.904.90
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
24.50
Amount Received
1,621.74
Transfer Speed
Network Coverage
Firm
WorldRemit
Product
Fee
12.99
Exchange Rate Margin (%)
2.31
2.31
Total Cost Percent (%)
4.904.90
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
24.50
Amount Received
1,621.74
Transfer Speed
Network Coverage
Firm
Toronto Dominion Bank
Product
Fee
30.00
Exchange Rate Margin (%)
-0.73
-0.73
Total Cost Percent (%)
5.275.27
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
26.35
Amount Received
470.22
Transfer Speed
Network Coverage
Firm
MoneyGram
Product
Fee
20.00
Exchange Rate Margin (%)
1.59
1.59
Total Cost Percent (%)
5.595.59
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
27.95
Amount Received
1,610.19
Transfer Speed
Network Coverage
Firm
Western Union
Product
Fee
30.00
Exchange Rate Margin (%)
1.72
1.72
Total Cost Percent (%)
7.727.72
Total Cost (CAD)sort descendingTotal Cost (USD)sort descending
38.60
Amount Received
1,574.50
Transfer Speed
Network Coverage
Bank Average
Fee
19.170.00
Exchange Rate Margin (%)
-0.36-0.36
Total Cost Percent (%)
3.483.48
Total Cost (CAD) Total Cost (USD)
17.380.00
Total Average Jun 2018
4.534.53
Total Average Mar 2018
5.855.85
Money Transfer Operator Average
Fee
19.200.00
Exchange Rate Margin (%)
1.161.16
Total Cost Percent (%)
5.005.00
Total Cost (CAD) Total Cost (USD)
25.020.00
Bank / Money Transfer Operator Average
Fee
12.990.00
Exchange Rate Margin (%)
2.312.31
Total Cost Percent (%)
4.904.90
Total Cost (CAD) Total Cost (USD)
24.500.00
Total Average
Fee
17.950.00
Exchange Rate Margin (%)
0.940.94
Total Cost Percent (%)
4.534.53
Total Cost (CAD) Total Cost (USD)
22.630.00
Total Average in Mar 2018
Fee
17.250.00
Exchange Rate Margin (%)
2.402.40
Total Cost Percent (%)
5.855.85
Total Cost (CAD) Total Cost (USD)
29.230.00
Total Average Jun 2018
4.534.53
Total Average Mar 2018
5.855.85
Non-Transparent records
Bank account Card Cash Mobile On-line Prepaid card
Main city Major cities Nationwide Rural only Urban only
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
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